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What Are “Disbursements” in Real Estate?

A Simple Guide on Disbursements for Home Buyers, Sellers, and Refinancers in Ontario When you’re closing on a home in Ontario, your lawyer will likely give you a quote that includes two main parts: the legal fee and something called disbursements. That second word—disbursements—often makes people pause. It sounds complicated and might make you think … Read more

Does a Real Estate Lawyer Handle Utilities in Ontario?

Closing with a real estate lawyer

What You Need to Know about Closing with a Real Estate Lawyer If you’re buying or selling a home in Ontario, you’re likely juggling a dozen moving parts, mortgage approvals, home inspections, legal paperwork, and move-in plans. One common question that comes up is: “Will my real estate lawyer take care of the utilities for … Read more

Title Insurance vs. Title Search in Ontario: What’s the Difference and Why You Need Both

What’s the difference between a title search and title insurance in Ontario? Learn from Philer.ai, why both are essential when buying a home, what they protect you from, and how they safeguard your property investment, explained in simple terms for first-time buyers.