Welcome to Philer — Real Estate Lawyer

real estate legal

5 Red Flags in an Agreement of Purchase and Sale (And How to Protect Yourself) 

by

Thinking of buying a home or investing in real estate in Ontario? Before you sign an Agreement of Purchase and Sale (APS), make sure you’re not walking into a legal trap. At Philer.ai, we help buyers and sellers spot costly mistakes in real estate contracts—before they become expensive problems.  In this article, we’ll walk you … Read more

Title Insurance in Ontario: What It Covers, Costs & Why It Matters 

by

Introduction  Buying a home in Ontario is exciting—but it comes with legal risks many buyers overlook. One essential safeguard is title insurance—a one-time, low-cost policy that protects you from hidden issues like title defects, zoning violations, and title fraud.  In this post, we break down what title insurance is, what it covers (and doesn’t), how … Read more