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red flags

Buying or Selling Without a Realtor in Ontario: Is It Legal?

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In Ontario, it is entirely legal to buy or sell real estate without using a realtor. These are known as private real estate transactions. While this route may seem appealing due to potential savings on commission fees, it’s not as straightforward as it might seem. Whether you’re purchasing a home from a family member, selling … Read more

5 Red Flags in an Agreement of Purchase and Sale (And How to Protect Yourself) 

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Thinking of buying a home or investing in real estate in Ontario? Before you sign an Agreement of Purchase and Sale (APS), make sure you’re not walking into a legal trap. At Philer.ai, we help buyers and sellers spot costly mistakes in real estate contracts—before they become expensive problems.  In this article, we’ll walk you … Read more